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Charting Your Course to Financial Independence
Welcome to Centinel Financial Group, LLC, the office of Stuart Armstrong. We look forward to assisting you in the accumulation and protection of your wealth. Stuart provides a range of contemporary financial planning, investment and insurance solutions for individuals, self-employed professionals, and small businesses. Stuart's practice strives to stay on the cutting edge of changes in today's marketplace, so that your financial plan can stay current with legislative, insurance and investment developments. We encourage you to explore these opportunities further, and of course, email or call us with any questions you might have.
Stuart H. Armstrong II, CFP® Named FIVE STAR Wealth Manager for 2011
Centinel Financial Group, LLC is pleased to announce that Stuart H. Armstrong II, CFP®, CLU®, ChFC®, CLTC has been selected as a FIVE STAR Wealth Manager for 2011. His selection was featured in the February 2011 issue of Boston Magazine. An independent firm surveyed by mail and phone more than 100,000 high-net-worth consumers in the Boston area and subscribers of Boston Magazine. Wealth managers were evaluated on nine criteria: customer service, integrity, knowledge/expertise, communication, value for fee charged, meeting of financial objectives, post-sale service, quality of recommendations and overall satisfaction. Finally wealth managers were reviewed by a blue-ribbon panel comprised of individuals within the financial services industry. The resulting list of 2011 FIVE STAR Wealth Managers represents less then 7 percent of wealth managers in the Boston area.
The FIVE STAR Award is a client services award issued by Crescendo Business Services, based on an overall evaluation score of a wealth manager that reflects an average of all respondents and may not be representative of any one client’s experience. The inclusion of a wealth manager on the FIVE STAR Wealth Manager list should not be construed as an endorsement of the wealth manager by Crescendo Business Services or magazine.
Professional Designations:
- Certified Financial Planner (CFP®)
- Certified in Long-Term Care (CLTC)
- Chartered Financial Consultant (ChFC®)
- Chartered Life Underwriter (CLU®)
Featured Press & Professional Credits:
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- Author, "When You Need to Re-Sell LTCI Insurance to Your Clients", Agent's Sales Journal, January 2011
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- Author, "Financial Planning for Boomers", Advisor Today, October 2010
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- Featured speaker, Financial Planning Association Annual Conference, Denver, Colorado, "Insurance Strategies for GLBT, Non-Traditional and Unmarried Couples", October 2010
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- Author of three-part article series, "How to Get Your Long-Term Care Insurance Client Approved", Agent Sales Journal, April 2010, June 2010, August 2010
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- Interviewed and quoted in Employee Benefits News article, "Cheapest LTC Seen as Not Worth the Price", by Editorial Staff, August 2010
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- Interviewed and quoted in Senior Market Advisor, "Finding the Funds for LTCI", by Ed McCarthy, August 2010
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- Interviewed and quoted in InvestmentNews article, "The Knock on Group LTC Plans", by Darla Mercado, June 2010
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- Author, "How Paid Long-Term Care Insurance Plans Can Help Small Business Owners Attract and Retain Key Employees", Agent's Sales Journal, February 2010
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- Guest panelist on Long-Term Care Planning at Seashore Point, Provincetown, MA, September & October 2009
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- Guest speaker, Money Matters Radio: Afternoon Edition with Scottie McCall on Long Term Care Plannng, August 2009
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- Author, "Long Term Care Insurance in the Gay and Lesbian Community", Agent's Sales Journal, June 2009
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- Interviewed and quoted in Best's Review on Financial Planning and Long Term Care Insurance for the GLBT community, May 2009
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- Interviewed and quoted in InvestmentNews on Long Term Care Insurance and Women, February 2009
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- Panelist, Financial and Economic Markets meltdown discussion, sponsored by Stonewall Communities of Boston, December 2008
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- Interviewed and quoted in InvestmentNews on Long Term Care Insurance for Forty-Somethings, August 2008
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- Contact representative for the Massachusetts Lesbian and Gay Bar Association (MLGBA), Sponsored Group Long Term Care Insurance and Disability Income Insurance, since April 2008
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- Panelist at Long Term Care Planning Meeting sponsored by Stonewall Communities of Boston, March 2008
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- Board Member of PridePlanners since 2004. Arranged for the Keynote appearance at PridePlanners September 2007 conference of Congressman and House Financial Services Chairman, Barney Frank
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- Contact representative for the Greater Boston Business Council (GBBC), Sponsored Group Long Term Care Insurance since 2006
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- Interviewed and quoted in Senior Market Advisor on Long Term Care Insurance, 2005
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- Pride Planners Conference, platform speaker on Long Term Care and Disability Income Insurance, June 2003
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- National Association of Personal Financial Advisors, guest speaker and panelist on Disability Income Insurance, September 2000
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Federal Estate Tax Is Much Lower — For Now
The federal estate tax was repealed in 2010, then reinstated by the 2010 Tax Relief Act with new provisions for 2011 and 2012. This article discusses the temporary provisions, the options for estates of 2010 decedents, and potential changes in future years that could subject many more estates to the federal estate tax than under current law.
HOT TOPIC: European News Causes Market Mood Swings
In recent weeks, the yields on Italian bonds spiked to more than 7%, suggesting the sovereign debt crisis was spreading to a much larger economy and eluding the European Union’s efforts to contain it. The U.S. stock and bond markets have responded to the headlines coming out of Europe. This article explores the role of political risk in U.S. financial market volatility.
HOT TOPIC: Will Federal Reserve Tactics Help the Ailing U.S. Economy?
This article looks at policy tools that the Federal Reserve has used in the past and may use going forward in its attempts to spur economic growth. It also explains the possible implications of a long-term, low-interest-rate environment for investors, savers, and retirees.
Using a Variable Annuity for Guaranteed Income
One recommendation from the White House Task Force on Middle Class Working Families was for retirees to consider purchasing annuities to help provide a stable income. Investors who want their retirement portfolios to go the distance might want to learn more about variable annuities.
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January 28, 2012 @ 12:17 AM
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